Skip hero section

  • Google Chrome
  • Microsoft Edge
  • Apple Safari
  • Mozilla Firefox

Skip content section

Who we are

We are a Financial Services company focused on matching underserved consumers in the U.S. with loan products. We are pioneers in risk management through our cutting-edge data science and technology stack. Over $800 million in loans have been originated through our Personify platform, and we are focused on providing best in class customer service through enhanced product offerings and technological solutions. We have raised nearly $500 million in debt and equity and are in a rapid growth phase as we continue to expand our customer base and geographical footprint with new products. We believe in growing our organization, our culture, and our people.


Learn more about ADF:

Accelerate your career

  • Our business is growing rapidly – grow with the business organically.
  • We operate in a dynamic and competitive market and make changes to our products and offerings on a continuous basis. Learn continuously.
  • Ownership is decentralized. Be an owner, think critically and strategize.
  • We implement new ideas across the board. Implement your ideas, feel your impact.
  • Work with the latest in technology and data science, sharpen your knowledge.
  • Fast track careers for exceptional performers.
  • Be a part of a growing team.

What we offer

  • A multi-cultural and global team to work with and learn from.
  • Remote work opportunities and flexible hours.
  • Commitment to Employee physical and mental well being.
  • Dedicated programs to skill and develop talent.
  • Friendly and collaborative environment, driving cross functional and lateral learning.
  • Strong business and technical mentorship.
  • Amazing teams who are open to new and innovative ideas.
  • Support cross-team movement to support employee goals and aspirations.

Our culture

As a culture we nurture leaders throughout the ranks. Leadership is encouraged and displayed at all levels not only while thinking through problems and solutioning for them, but also while thinking about people, their welfare and their development. We grow through ownership and strategic inputs from all parts of the organization. We believe in transparency, free and honest communication, incremental growth, consistent and effective collaboration.


Our executives come with extensive expertise and experience in the financial services and products space across multiple functions. They hold multiple patents in the credit risk and fraud risk management space. Our CEO Krishna Gopinathan has founded and run successfully multiple organizations in the financial services and products space.

To know more - 

Skip openings section

Jobs at Applied Data Finance

No job postings are currently available.